Mortgage Rate 2024 Chart Usa.  — fannie mae has estimated an average rate of 7.3% for 2024 while the mba has a more aggressive rate prediction as low as 6.1% at the end of 2024.  — navigating the impact of higher mortgage rates on home prices is crucial for buyers.

 — our latest mortgage forecast finds that rates are likely to decline throughout the rest of 2024 and 2025, although rates have already fallen by over a full percentage. Interactive historical chart showing the 30 year fixed rate mortgage average in the united states since 1971.